UniKL convert iPTa.... really....??

ok sblum sy nk stat merapu, sy ade teka teki.. hehe... ok dgq btul2 ek...hhmm...

where knowlegde is applied? ha susah giler kn soklan ni...
ok2, blik pd tajuk asal. btul ka unikl ni depa nk convert jd ipta? pehhHHH... dasat giler.... aduyai.... mara loan ak pon x settle lg, camne ek, hrp2 la xde problm ngan mara ni, kalo x jenuh la nk gune ptptn... peh mencanak nk membayarnye... harap2 la loan ku x bermasalah....
more info
soklan ke 2...(khas utk classmate ku aje)

where credit is tranfer?

answer??
need answer plz??